People sometimes ask us why we’re Capitol Retirement Strategies and not “Capital” Retirement Strategies. Since Steve and I are both natives of the DC metro area, we decided to go with the “o” and not the “a”. That’s why our logo is the Capitol rotunda. As I …
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Episode #74-Setting the Stage for 2021
As 2020 draws to a close, Dave and Steve look ahead to what 2021 might hold in store. They examine predictions from both bullish and bearish market analysts. Is there any value to listening to these talking heads? Does this change how we position …
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Episode #73-Conventional Wisdom and Investing
Dave and Steve take a look at how conventional wisdom so often fails when it comes to the stock market. Whether it was the housing crisis or the Coronavirus crisis, we can look back at how the experts got it wrong. How can you prevent yourself from falling …
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Episode #72-Which Political Party is Better for the Stock Market?
With the US presidential election only days away, Dave and Steve examine a question that we have all pondered. Who is better for the stock market, Democrats or Republicans? The more important question: Should you take any action and change your portfolio? …
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Episode #71-Gambling, Inflation and Scams
In this month’s podcast Dave and Steve discuss a variety of topics. In 2020 there has been a dramatic rise in small investors placing risky bets in the stock market. Has the lack of sports gambling lead to a rise in stock market gambling? Next up they …
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Episode #70-How well do you know Social Security?
In the latest episode Dave and Steve find out how well you know Social Security. See if you can beat Dave in this 12 question quiz about the ins and outs of the single largest retirement income source for most …
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Do You Have Pension Envy? If Not, You Should!
To some extent, wishing you had what someone else already has is a natural human instinct. But for most people, the brain is pretty good at dealing with “envy”. If I drive a Toyota Camry (which I do) and I see another 58 year old man driving around in a …
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Should I contribute to a Traditional 401K or a Roth 401k?
Q: My employer offers both a Traditional 401k and a Roth 401k. Which one should I contribute to? A: To correctly answer this question, we would need to know what tax bracket you are in now and what tax bracket you will be in during retirement. The first …
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